Short-Term, Emergency-Based Staff Housing Support

FINANCE RESOURCES

Retirement Savings Loan - Fidelity

Utilize a UC 403(b) Plan account loan to deal with an unexpected financial need. This plan allows individuals to borrow from their account and repay over time with interest being paid to the employee. Initial setup fee is $35 and there is a $15 annual fee. If the loan is for a home, the fees may be lower than typical mortgage costs. The minimum required balance is $1,000, and usually, individuals may borrow up to 50% of the balance. Minimum monthly repayment is $50.

Credit Union Loans

UC has partnered with the below credit unions who provide emergency loans to UC employees at a low-interest rate:

Schools First Credit Union
$500 loan interest free for represented staff
$1,000 loan interest free for non-represented staff
Phone: (800) 462-8328 (option 2)
Website: https://www.schoolsfirstfcu.org/

University Credit Union
Phone: (800) 828-4510
Email: loans@ucu.org
Application: ucu.org/emergency

USE Credit Union
Phone: (866) 873-4968
Email: loancenter@usecu.org

ADDITIONAL SUPPORT SERVICES

Employee Aassistance Program (EAP)

Contact UCI’s Employee Assistance Program for free and CONFIDENTIAL consulting and advising. Discuss your situation with a certified financial planner or attorney today. Available 24 hours a day, 365 days a year for both crisis and non-crisis circumstances. Call 844.824.3273 or visit www.guidanceresources.com

First time users, click "Register" and use organization web ID: UCIEAP3

2-1-1 OC

2-1-1 Orange County provides a comprehensive referral resource database of health and human services support. It connects residents in need to critical social services, including housing, community clinics, health insurance, food, homeless shelters, elder and child care, legal services and more offered by local nonprofits and government agencies. Accessible 24 hours a day, 7 days a week online and through a multi-lingual hotline, simply dial 2-1-1 or visit https://www.211oc.org to learn more.